Hard Money Loans for Real Estate Investors in Texas
Need LOI, Inc. offers fast-closing hard money loans for Texas real estate investors who need quick access to capital. Whether you're flipping a home in Houston, renovating a rental in Austin, or launching a new build in Dallas, our private funding solutions help you act fast in competitive markets.
What Is a Hard Money Loan?
A hard money loan is a short-term, asset-based loan used by real estate investors who need capital to acquire, rehab, or build properties. Unlike traditional bank loans, hard money loans are based on the value of the property—not your personal income or credit score.
Texas Hard Money Loans Features
Loan Amounts
$100,000 to $50,000,000+
LTV
Up to 80%
Loan Term
6–18 months
Interest Rates
9%–12% (based on experience and deal type)
Funding Time
As fast as 3–7 business days
Common Use Cases for Hard Money Loans in Texas
Fix and Flip properties
Ground-up construction
Quick purchases at auctions or distressed sales
Bridge financing between deals
Advantages of Our Texas Hard Money Lending
- Close fast—funding in as little as 5 days
- Minimal documentation needed
- Investor-friendly underwriting
- Experienced team that understands Texas markets
- Flexible structures for unique property types
Get Pre-Approved Today
It takes just minutes to submit your loan scenario and receive a same-day response from our team. Whether you’re a first-time investor or seasoned pro, we’ll work to structure the perfect loan for your project.