Commercial Property Construction Loans in Texas
Need LOI, Inc. provides fast, flexible commercial property construction loans in Texas for real estate investors, developers, and business owners. Whether you're building a new retail strip center, mixed-use facility, office park, or industrial warehouse, we offer asset-based financing designed to move at the speed of your project.

What Is a Commercial Construction Loan?
Need LOI, Inc. provides fast, flexible commercial property construction loans in Texas for real estate investors, developers, and business owners. Whether you’re building a new retail strip center, mixed-use facility, office park, or industrial warehouse, we offer asset-based financing designed to move at the speed of your project.
Texas Construction Loans Highlights
Loan Amounts
$100,000 to $50,000,000+
LTC
Up to 100% of Construction Cost
Loan Term
3–36 month terms
Interest Rates
only payments during construction
Draw Schedule
Draw-based funding schedule
Closing Time
3–7 business days
Types of Commercial Projects We Finance
Retail plazas & shopping centers
Office & medical facilities
Mixed-use
Gas stations, restaurants & franchise builds
Hospitality builds (boutique hotels, motels)
Warehouses, storage & flex industrial space
Fast Texas Commercial Construction Loan Process
Submit Your Project
Submit your project proposal and development summary
Term Sheeet
LOI with preliminary terms within 1 hour
Site Inspection
Conduct due diligence, appraisal, title review, and site inspection
Fund Land
Fund land acquisition or initial draw
Schedule Milestone
Continue draws based on construction schedule milestones

Why Developers Trust Need LOI, Inc.
- Transparent lending with no bait-and-switch pricing
- Over 200 funded real estate projects statewide
- Knowledge of city permits, zoning, and construction hurdles
- In-house team of lending professionals focused on commercial success
Ready to Built Commercial Property In Texas?
Ready to build your next commercial property in Texas?
Apply now or speak with a loan advisor about our flexible commercial construction loan options.