Bridge Loans for Real Estate Investors in Texas
Need LOI, Inc. provides Texas bridge loans tailored for real estate investors who need short-term capital to close quickly, reposition properties, or transition between long-term financing solutions. Whether you're buying a new asset before selling an existing one or need temporary funds to cover acquisition and renovation costs, our bridge loan solutions deliver the speed and certainty traditional lenders can't match.

What Are Bridge Loans?
A bridge loan is a short-term loan that ‘bridges’ the gap between an immediate need for funding and the availability of permanent financing or an anticipated liquidity event. These loans are especially useful when timing is critical in competitive Texas markets.
Texas Bridge Loans Features
Loan Amounts
$100,000 to $50,000,000+
LTV
Up to 80%
Loan Term
3 to 36 months
Interest Rates
Only Payments
Funding Time
Close in as little as 3–7 business days
Why Choose Need LOI for Bridge Loans
Fast pre-approvals
(1 hour)
Flexible terms based on equity and exit strategy
Trusted by 200+ Texas real estate investors
Local market insight to support value-based decisions
No hidden fees, junk points, or bait-and-switch rates
Texas Fast Bridge Loan Process
Apply Online
Submit your loan scenario online or by phone
Term Sheet
Get a same-day term sheet/LOI
Review Document
Complete title review and any needed docs
Close Quickly
Close and fund within 3–7 days
Exit Strategy
Transition to exit strategy when ready

When to Use a Bridge Loan
- Acquiring a new investment property before selling another
- Waiting on long-term financing approval or seasoning
- Funding urgent auction or off-market deals
- Stabilizing value-add properties before refinancing
- Taking advantage of short-notice investment opportunities
Apply Now For Texas Loan
Need fast gap financing?
Apply for a Texas bridge loan today. Complete our short application to get pre-approved and move forward with confidence.