Bridge Loans for Real Estate Investors in Texas

Need LOI, Inc. provides Texas bridge loans tailored for real estate investors who need short-term capital to close quickly, reposition properties, or transition between long-term financing solutions. Whether you're buying a new asset before selling an existing one or need temporary funds to cover acquisition and renovation costs, our bridge loan solutions deliver the speed and certainty traditional lenders can't match.

Texas bridge loans for investors

What Are Bridge Loans?

A bridge loan is a short-term loan that ‘bridges’ the gap between an immediate need for funding and the availability of permanent financing or an anticipated liquidity event. These loans are especially useful when timing is critical in competitive Texas markets.

Texas Bridge Loans Features

Loan Amounts

$100,000 to $50,000,000+

LTV

Up to 80%

Loan Term

3 to 36 months

Interest Rates

Only Payments

Funding Time

Close in as little as 3–7 business days

Why Choose Need LOI for Bridge Loans

Fast pre-approvals
(1 hour)
Flexible terms based on equity and exit strategy
Trusted by 200+ Texas real estate investors
Local market insight to support value-based decisions
No hidden fees, junk points, or bait-and-switch rates

Texas Fast Bridge Loan Process

Step 1

Apply Online

Submit your loan scenario online or by phone

Step 2

Term Sheet

Get a same-day term sheet/LOI

Step 3

Review Document

Complete title review and any needed docs

Step 4

Close Quickly

Close and fund within 3–7 days

Step 5

Exit Strategy

Transition to exit strategy when ready

Texas hard money loans for investors

When to Use a Bridge Loan

  • Acquiring a new investment property before selling another
  • Waiting on long-term financing approval or seasoning
  • Funding urgent auction or off-market deals
  • Stabilizing value-add properties before refinancing
  • Taking advantage of short-notice investment opportunities

Apply Now For Texas Loan

Need fast gap financing? 

Apply for a Texas bridge loan today. Complete our short application to get pre-approved and move forward with confidence.