Terms of Service

1. Agreement to Terms

These terms of service constitute a legally binding agreement between you and Need LOI, Inc. (“we,” “us,” or “our”) regarding your access to and use of the NeedLOI.com website and services.

2. User Eligibility

You must be at least 18 years old and a resident of the United States to use this site. By using these terms of service, you represent that you meet these eligibility requirements.

3. Permitted Use

You agree to use the website only for lawful purposes, such as applying for commercial or investment real estate loans. Misuse of the platform, including attempts to breach security or disrupt service, is strictly prohibited.

4. No Lending Guarantee

Submission of an application or receipt of a Letter of Intent (LOI) does not guarantee funding. All loan approvals are subject to underwriting, due diligence, and final approval.

5. Intellectual Property Rights

All content on NeedLOI.com—including text, graphics, logos, videos, and software—is owned by Need LOI, Inc. and protected under U.S. copyright and trademark law. You may not copy, reproduce, or use any content without written consent.

6. Disclaimers and Limitations

All information on this site is provided ‘as is’ and for informational purposes only. We make no warranties as to the completeness, accuracy, or availability of our services.

7. Indemnification

You agree to defend, indemnify, and hold harmless Need LOI, Inc. and its affiliates from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

8. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Texas. Any legal proceedings shall be brought in Harris County, Texas.

9. Modifications

We may update these Terms of Service from time to time. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

10. Contact Us

If you have questions about these Terms of Service, contact us at:

📧 Email: legal@needloi.com
📬 Mail: 1916 Pacific Ave. Suite 2000. Dallas, TX 75201
📞 Phone: (800) 664-7505