Texas Hard Money Loans for Fast Real Estate Deals

Need LOI, Inc. provides fast-closing Texas hard money loans for investors who need quick access to capital. Whether you're flipping a home in Houston, renovating a rental in Austin, or launching a new build in Dallas, our private funding solutions help you act fast in competitive markets.

What Is a Hard Money Loan?

A hard money loan is a short-term, asset-based loan used by real estate investors who need capital to acquire, rehab, or build properties. Unlike traditional bank loans, hard money loans are based on the value of the property—not your personal income or credit score.

At Need LOI, we specialize in providing fast, flexible Texas hard money loans tailored to real estate investors’ needs. Our simple underwriting process, asset-based approvals, and lightning-fast closings mean you can seize time-sensitive opportunities with confidence.

Texas hard money loans terms at a glance

Loan Amounts

$100,000 to $50,000,000+

LTV

Up to 85%

Term Length

3–36 months

Interest Rates

Starting at 9.00%

Closing

3–5 business days

Verification

No income verification

Common Use Cases for Texas hard money loan for investors

Get hard money loans today

It takes just minutes to submit your loan scenario and receive a same-day response from our team. Whether you’re a first-time investor or seasoned pro, we’ll work to structure the perfect loan for your project.